.radio-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .75rem;
}

@media (max-width: 520px) {
  .radio-cards { grid-template-columns: 1fr; }
}

.radio-card {
  display: block;
  cursor: pointer;
  border-radius: 8px;
  border: 1.5px solid var(--color-border);
  transition: border-color .12s, background .12s;
  position: relative;
}

.radio-card input[type="radio"] {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.radio-card:has(input:checked) {
  border-color: var(--navy);
  background: var(--navy-light);
}

.radio-card-body {
  padding: 1rem 1.1rem;
}

.radio-card-header {
  display: flex;
  align-items: center;
  gap: .55rem;
  margin-bottom: .45rem;
}

.radio-card-icon { color: var(--navy); flex-shrink: 0; }
.radio-card:has(input:not(:checked)) .radio-card-icon { color: var(--slate-400); }

.radio-card-title {
  font-size: var(--text-sm);
  font-weight: var(--weight-semibold);
  color: var(--color-text);
}

.radio-card-desc {
  font-size: .75rem;
  color: var(--color-text-muted);
  line-height: var(--leading-relaxed);
}